I want to quickly, safely, and compliantly convert overseas USDT into RMB in my domestic Alipay account. In the past, it always required several steps: either finding underground currency exchange and getting scammed, or using a Hong Kong account and dealing with limits, or using a traditional corporate account and waiting three days while explaining the source of funds. Now, Vika VCard has directly streamlined the most difficult step—Alipay cross-border instant transfer, truly achieving instant arrival with just a click, with the balance appearing in Alipay in just a few seconds.
Vika VCard Official Website: https://ucards.org/go/vcard
Why can Vika VCard do what others cannot?#
Behind Vika is WonePlus Inc., a Nasdaq-listed company in the United States, led by a core team with over ten years of experience in Tencent Payments, built on the self-developed WTPay system. It holds multiple licenses, including MSB in the United States and Canada, and is deeply integrated with official issuing institutions of VISA, MasterCard, Discover, and UnionPay International. The entire fund pool is kept overseas, completely avoiding the domestic financial system, which allows for seamless integration with Alipay's official "cross-border instant remittance" channel.
This is not a makeshift operation; it is a legitimate entity that has obtained licenses, paid capital, and passed security audits.
How fast is the actual arrival speed?#
In tests, from clicking "Confirm Transfer" to the balance arriving in Alipay, it takes as little as 6 seconds, with an average of 15-25 seconds.
Transfers at 3 AM, 4:30 AM, on weekends, and holidays all arrive in seconds, completely unaffected by bank working hours. Many people, upon seeing their balance jump for the first time, screenshot and shout in the group, "Wow, this is so smooth."
Specific operation steps (step by step)#
- Register for a Vika account through the official link → Register for Vika VCard now
- Recharge USDT (supports TRC20, BEP20, Polygon, Solana, any chain, arrives in 1-3 minutes)
- Activate the "Transfer to Alipay" function (one-time activation fee of 100 USDT)
- Fill in the recipient's Alipay account + payer information (can fill in someone else's information to avoid name conflicts)
- Enter the amount, confirm the transfer, and you're done.
The payer needs to upload an ID card or passport for KYC (only once), while the recipient is completely exempt from KYC.
The official recommendation is that the payer and recipient should not be the same person for higher security and stability.
Overview of fees and limits#
- Activation fee: 100 USDT (one-time)
- Service fee: 2% + 5 USDT per transaction
- Single transaction limit: 4000 USDT
- Annual cumulative limit: 50,000 USD (completely does not conflict with personal foreign exchange limits)
- Same payer/recipient combination: can only operate 1 transaction within 3 days
Calculating, receiving 4000 USD will cost about 85-90 USD, which is much lower than traditional currency exchange channels and is fully compliant with whitelist regulations.
What groups are using Vika for bulk withdrawals?#
- ChatGPT Plus / OpenAI API large users (Vika's virtual card is currently the most stable payment method)
- TikTok/Facebook advertising rebate players
- Cross-border e-commerce Amazon, Shopee, independent site sellers
- Overseas flexible workers, YouTube, OnlyFans creators
- Southeast Asia payment agents, Indonesia TikTok Shop settlement parties
- Teams needing safe returns after gray market volume (as long as they don't touch obviously illegal areas, Vika can still operate normally)
Supporting tools are also in place#
Vika's VISA/MasterCard virtual card belongs to the top-tier global white card, with pure US IP + real US billing address that passes all risk controls of OpenAI, Google, Meta, TikTok, etc.
For a US address, directly use the system's built-in generator; the house number, postal code, and phone number are all real and verifiable neighborhood information, with a verification rate of 99.9%.
Want to buy USDT first? The following entrances are all official cooperative direct channels:
- OKX Official USDT Purchase Entrance
- Binance USDT Purchase
- HTX Huobi USDT Purchase
- Gate.io USDT Purchase
In summary#
In the current strict foreign exchange environment, Vika VCard is almost the only solution that can achieve "large amount, fast, compliant, instant arrival in Alipay" all in one.
Clear source of funds, official channels, extremely fast arrival, controllable costs, and adequate privacy protection essentially eliminate all pain points in the market at once.
If you really want to securely convert overseas USDT into cash, Vika is currently the best solution, bar none.
→ Experience instant arrival in Alipay now: https://ucards.org/go/vcard