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维卡VCard，上市公司背景，支付宝出金秒到账。维卡VCard官网：https://ucards.org/go/vcard
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Essential for quick withdrawals in China, Vika VCard's Alipay transfer function allows instant withdrawals to Alipay.

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The VCard has introduced a feature that allows users to transfer USDT to RMB via Alipay, significantly speeding up the process from days to just a few minutes. This system bypasses traditional banking limits and concerns about C2C scams. The key to this efficiency lies in the WTPay cross-border payment system developed by Yueshang Group, which connects directly to Alipay's rapid remittance service. To use the service, users can register for a virtual card without KYC, but a simple KYC is required for the Alipay transfer feature. The initial setup fee is $100, with a transaction fee of 2% plus $5 per transfer. The maximum transfer limit is $4,000 per transaction, with an annual cap of $50,000. For optimal security, it is recommended that senders and receivers operate separately. Users must also set their Alipay to receive funds correctly to avoid automatic refunds. The VCard offers additional benefits, such as dual branding (VISA and Mastercard), easy virtual card setup, and support for various services. In a tightening regulatory environment, the VCard's Alipay transfer feature stands out as a reliable solution for independent developers, cross-border e-commerce sellers, and frequent users of USDT.

After the launch of the Vika VCard's Alipay transfer feature, domestic players have shortened the time to convert USDT to RMB from "waiting two days" to "arriving in a few minutes," completely breaking free from the traditional bank channel's $50,000 limit, and no longer worrying about C2C black market merchants running away or being frozen by risk control.

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Vika VCard Official Website: https://ucards.org/go/vcard

Why can Vika VCard achieve instant transfers via Alipay?#

The core lies in the WTPay cross-border payment system developed by the YueShang Group, which directly connects to Alipay's "Cross-border Instant Remittance" channel. Funds are sent from overseas reserves, processed through regular clearing banks, and recognized by Alipay's backend as normal cross-border income, allowing it to be pushed to the user's balance or linked bank card in seconds, without occupying personal foreign exchange quotas.

In practical tests, transferring from the VCard wallet to Alipay balance can take as little as 27 seconds, with an average of 1-3 minutes, faster than many established currency exchange groups.

How low are the thresholds for opening and using it?#

  • Register to open a virtual card, no KYC required for card issuance (limited to card opening and consumption)
  • A simple KYC is only needed once for using the Alipay transfer feature (upload the front of your ID card/passport)
  • Opening fee of $100 (one-time), thereafter a transaction fee of 2% + 5 USD
  • Single transaction limit of 4000 USD, annual cumulative limit of 50,000 USD, only one transaction allowed per payer/payee within three days

The $100 opening fee may not sound cheap, but if you withdraw more than 5000 USD per month, it pays for itself, which is much more cost-effective than finding intermediaries who take 1-3%.

The safest operational method (officially recommended)#

Separating the operations of the payee and payer is currently the most stable method:

  1. Use account A to complete KYC and recharge USDT on VCard
  2. A initiates a transfer to B's Alipay (fill in B's real name and Alipay account)
  3. After B receives the funds, they directly transfer to A's WeChat/Alipay/bank card

This way, Alipay sees a normal cross-border labor/service fee, and A and B are not the same person, making the risk control probability close to zero.

If only one person operates, writing the same person for both payer and payee can also work, but it is recommended to keep the amount under 2000 USD per transaction and not to do it too frequently.

Necessary settings for first-time Alipay receipts#

When receiving cross-border instant remittances for the first time, Alipay will pop up a window asking to choose "Receive to Alipay balance" or "Receive to bank card." Be sure to click in and select properly, otherwise it will automatically return after 30 minutes.

Operation path: Open Alipay → Search for "Instant Receipt" → Set default receipt method → Check "Prefer to balance" or "Prefer to bank card."

Set it once, and all future receipts will be automatic.

Besides withdrawals, Vika Card itself is also strong#

  • Issued purely in Pennsylvania, USA, with options for VISA + Mastercard dual branding
  • Supports instant virtual card issuance without KYC, 3% fee for USDT recharge (TRC20/BSC/Polygon/SOL are all acceptable)
  • Direct access to ChatGPT Plus, Midjourney, Claude, Google One, Netflix, Amazon, TikTok ads, Meta ads
  • Physical card supports custom names and can withdraw cash globally at ATMs
  • The card pool is clean, with almost no instances of card freezing

Quick start process (done in 5 minutes)#

  1. Click to register → Vika VCard Official Website
  2. Register with email → Immediately open a virtual card (no KYC)
  3. Purchase USDT through OKX / Binance / HTX / Gate
  4. Copy the VCard recharge address → Withdraw on-chain → After arrival, activate the Alipay transfer feature (pay $100)
  5. Upload ID for KYC → Approval passed → Directly transfer to Alipay

In conclusion#

The domestic withdrawal environment in 2025 is becoming increasingly strict, with traditional bank channel limits, C2C merchants running away, and platforms being interviewed almost becoming the norm. The Alipay transfer feature of Vika VCard can achieve "true instant arrival," "truly does not occupy quotas," and "truly compliant channels," and currently, there is almost no second alternative solution available on the market.

For independent developers, cross-border e-commerce sellers, overseas advertisers, and heavy AI users who need to convert USDT to RMB daily for living, this card has become a necessity.

Direct access to the official website: https://ucards.org/go/vcard
One-stop purchase of USDT: OKX | Binance | HTX | Gate

The days of being able to receive USDT instantly via Alipay are truly delightful.

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